We have persevered because we manage our business prudently. Risk management is an integral part of our culture. We make business decisions based on careful analysis and financial discipline. This expertise at managing risk helped us navigate the energy crisis of 2000-2001 and enables us to operate a profitable energy-trading business while others have failed. Our team-based risk-management structure allows us to manage our business to generate more stable and predictable profits. We are committed to maintaining strong investment-grade credit ratings. Sempra Energy holds stable outlooks from all three credit-ratings agencies. Maintaining strong investment-grade credit ratings is critical to our customers and suppliers, as well as to the equity and credit markets. Our access to the capital markets enhances our ability to grow our business and take advantage of opportunities in the marketplace.

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